Rates effective as of 9/01/2015. APY = Annual Percentage Yield

Fees may reduce earnings.


Kasasa Cash

Kasasa Saver

Passbook Savings

Money Market Account

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $15,000$502.50%2.50%
$15,000+$500.25%2.50% to 0.54%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $15,000$500.75%0.75%
$15,000+$500.25%0.75% to 0.32%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Passbook Savings

Minimum Opening DepositBalance Required to Earn InterestRateAPY
$1$10.20%0.20%

Money Market Account

Balance Required to Earn InterestMinimum Opening DepositRateAPY
$1 - $2,499$2,5000.15%0.15%
$2,500 - $24,999$2,5000.20%0.20%
$25,000 - $99,999$25,0000.20%0.20%
$100,000 - $499,999$100,0000.25%0.25%
$500,000+$500,0000.85%0.85%

Certificates of Deposit (CDs)

TermMinimum Opening DepositRateAPY
182 Days$5000.35%0.35%
12 Months$5000.40%0.40%
15 Months$5000.45%0.45%
18 Months$5000.50%0.50%
24 Months$5000.70%0.70%
30 Months$5000.75%0.75%
36 Months$5001.25%1.25%
48 Months$5001.50%1.50%
60 Months$5001.90%1.90%

Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

TypeRateAPY
182 Day Certificate0.35%0.35%
Passbook0.60%0.60%