Rates effective as of 9/16/2019.

APY = Annual Percentage Yield

Fees may reduce earnings.

Kasasa Cash

Kasasa Saver

Passbook Savings

Money Market Account

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 $50 2.50% 2.50%
$25,000+ $50 0.25% 2.50% to 0.70%
All balances if qualifications not met $50 0.0499% 0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Kasasa Saver*

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,000 $50 1.50% 1.50%
$25,000+ $50 0.25% 1.50% to 0.50%
All balances if qualifications not met $50 0.0499% 0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Passbook Savings

Minimum Opening Deposit Balance Required to Earn Interest Rate APY
$1 $1 0.65% 0.65%

Business Savings

Minimum Opening Deposit Balance Required to Earn Interest Rate APY
$1 $100,000.00+ 2.25% 2.25%
$1 $1-$99,999.99 0.65% 0.65%

Money Market Account

Balance Required to Earn Interest Minimum Opening Deposit Rate APY
$500,000.00+ $2,500 2.25% 2.27%
$250,000.00 - $499,999.99 $2,500 2.00% 2.02%
$100,000.00-$249,999.99 $2,500 1.50% 1.51%
$25,000.00 - $99,999.99 $2,500 .30% .30%
$2,500.00 - $24,999.99 $2,500 .30% .30%
$0.01 - $2,499.99 $2,500 .25% .25%
       

CD Special

Term Minimum Opening Deposit Rate APY
7 Month Special $500 1.65% 1.66%
7 Month Special $100,000 1.90% 1.91%
11 Month Special $500 1.80% 1.80%
11 Month Special $100,000 2.05% 2.05%

*Specials are limited time only

Certificates of Deposit (CDs)

Term Minimum Opening Deposit Rate APY
182 Days $500 1.20% 1.20%
12 Months $500 1.25% 1.25%
15 Months $500 1.35% 1.35%
18 Months $500 1.40% 1.40%
24 Months $500 1.50% 1.50%
30 Months $500 1.65% 1.65%
36 Months $500 1.90% 1.90%
48 Months $500 2.10% 2.10%
60 Months $500 2.25% 2.25%

Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

Type Term Minimum Opening Deposit Rate APY
IRA 12 MONTH CD * 12 month(s) $100 1.25% 1.25%
IRA 15 MONTH CD * 15 month(s) $100 1.35% 1.35%
IRA 18 MONTH CD * 18 month(s) $100 1.40% 1.40%
IRA 182 DAY CD * 182 day(s) $100 1.20% 1.20%
IRA 24 MONTH CD * 24 month(s) $100 1.50% 1.50%
IRA 30 MONTH CD * 30 month(s) $100 1.65% 1.65%
IRA 36 MONTH CD * 36 month(s) $100 1.90% 1.90%
IRA 48 MONTH CD * 48 month(s) $100 2.10% 2.10%
IRA 60 MONTH CD * 60 month(s) $100 2.25% 2.25%
IRA SAVINGS   $1 1.05% 1.05%