Rates effective as of 8/20/2020.

APY = Annual Percentage Yield

Fees may reduce earnings.

Kasasa Cash

Kasasa Saver

Passbook Savings

Money Market Account

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Kasasa Cash*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $25,000 $50 2.50% 2.50%
$25,000+ $50 0.25% 2.50% to 0.70%
All balances if qualifications not met $50 0.0499% 0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Kasasa Saver*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $25,000 $50 1.50% 1.50%
$25,000+ $50 0.25% 1.50% to 0.50%
All balances if qualifications not met $50 0.0499% 0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Passbook Savings

Minimum Opening Deposit Balance Required to Earn Interest Interest Rate APY
$1 $1 0.10% 0.10%

Business Savings

Minimum Opening Deposit Balance Required to Earn Interest Interest Rate APY
$1 $100,000.00 + 0.25% 0.25%
$1 $1 - $99,999.99 0.10% 0.10%

Money Market Account

Balance Required to Earn Interest Minimum Opening Deposit Interest Rate APY
$500,000.00 + $2,500 .25% .25%
$250,000.00 - $499,999.99 $2,500 .25% .25%
$100,000.00 - $249,999.99 $2,500 .25% .25%
$25,000.00 - $99,999.99 $2,500 .15% .15%
$2,500.00 - $24,999.99 $2,500 .15% .15%
$0.01 - $2,499.99 $2,500 .10% .10%

Certificates of Deposit (CDs)

Term Minimum Opening Deposit Interest Rate APY
182 Days $500 .40% .40%
12 Months $500 .45% .45%
15 Months $500 .50% .50%
18 Months $500 .50% .50%
24 Months $500 .55% .55%
30 Months $500 .60% .60%
36 Months $500 .65% .65%
48 Months $500 .70% .70%
60 Months $500 .75% .75%

Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

Type Term Minimum Opening Deposit Interest Rate APY
IRA 12 MONTH CD * 12 month(s) $100 .45% .45%
IRA 15 MONTH CD * 15 month(s) $100 .50% .50%
IRA 18 MONTH CD * 18 month(s) $100 .50% .50%
IRA 182 DAY CD * 182 day(s) $100 .40% .40%
IRA 24 MONTH CD * 24 month(s) $100 .55% .55%
IRA 30 MONTH CD * 30 month(s) $100 .60% .60%
IRA 36 MONTH CD * 36 month(s) $100 .65% .65%
IRA 48 MONTH CD * 48 month(s) $100 .70% .70%
IRA 60 MONTH CD * 60 month(s) $100 .75% .75%
IRA SAVINGS   $100 .35% .35%

* Penalty for early withdrawal.