Rates effective as of 7/01/2017. APY = Annual Percentage Yield

Fees may reduce earnings.


Kasasa Cash

Kasasa Saver

Passbook Savings

Money Market Account

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $15,000$502.50%2.50%
$15,000+$500.25%2.50% to 0.54%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $15,000$500.75%0.75%
$15,000+$500.25%0.75% to 0.32%
All balances if qualifications not met$500.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Passbook Savings

Minimum Opening DepositBalance Required to Earn InterestRateAPY
$1$10.45%0.45%

Money Market Account

Balance Required to Earn InterestMinimum Opening DepositRateAPY
$500,000.00 - $999,999.99$2,500.85%.85%
$100,000.00 - $499,999.99$2,500.35%.35%
$25,000.00 - $99,999.99$2,500.30%.30%
$2,500.00 - $24,999.99$2,500.30%.30%
$0.01 - $2,499.99$2,500.25%.25%

Certificates of Deposit (CDs)

TermMinimum Opening DepositRateAPY
182 Days$5000.60%0.60%
12 Months$5000.65%0.65%
15 Months$5000.70%0.70%
18 Months$5000.75%0.75%
24 Months$5000.95%0.95%
30 Months$5001.00%1.00%
36 Months$5001.50%1.50%
48 Months$5001.75%1.75%
60 Months$5002.15%2.15%

Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

TypeTermMinimum Opening DepositRateAPY
IRA 12 MONTH CD *12 month(s)$1000.65%0.65%
IRA 15 MONTH CD *15 month(s)$1000.70%0.70%
IRA 18 MONTH CD *18 month(s)$1000.75%0.75%
IRA 182 DAY CD *182 day(s)$1000.60%0.60%
IRA 24 MONTH CD *24 month(s)$1000.95%0.95%
IRA 30 MONTH CD * 30 month(s)$1001.00%1.00%
IRA 36 MONTH CD * 36 month(s)$1001.50%1.50%
IRA 48 MONTH CD *48 month(s)$1001.75%1.75%
IRA 60 MONTH CD * 60 month(s)$1002.15%2.15%
IRA SAVINGS$10.85%0.85%