Rates effective as of 9/01/2015. APY = Annual Percentage Yield
Fees may reduce earnings.
Individual Retirement Accounts (IRAs)
Kasasa Cash*
| Balance | Minimum Required Opening Deposit | Rate | APY |
|---|---|---|---|
| $0 - $15,000 | $50 | 2.50% | 2.50% |
| $15,000+ | $50 | 0.25% | 2.50% to 0.54% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Be enrolled and log into online banking
Kasasa Saver*
| Balance | Minimum Required Opening Deposit | Rate | APY |
|---|---|---|---|
| $0 - $15,000 | $50 | 0.75% | 0.75% |
| $15,000+ | $50 | 0.25% | 0.75% to 0.32% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Be enrolled and log into online banking
Passbook Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Rate | APY |
|---|---|---|---|
| $1 | $1 | 0.20% | 0.20% |
Money Market Account
| Balance Required to Earn Interest | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $1 - $2,499 | $2,500 | 0.15% | 0.15% |
| $2,500 - $24,999 | $2,500 | 0.20% | 0.20% |
| $25,000 - $99,999 | $25,000 | 0.20% | 0.20% |
| $100,000 - $499,999 | $100,000 | 0.25% | 0.25% |
| $500,000+ | $500,000 | 0.85% | 0.85% |
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 182 Days | $500 | 0.35% | 0.35% |
| 12 Months | $500 | 0.40% | 0.40% |
| 15 Months | $500 | 0.45% | 0.45% |
| 18 Months | $500 | 0.50% | 0.50% |
| 24 Months | $500 | 0.70% | 0.70% |
| 30 Months | $500 | 0.75% | 0.75% |
| 36 Months | $500 | 1.25% | 1.25% |
| 48 Months | $500 | 1.50% | 1.50% |
| 60 Months | $500 | 1.90% | 1.90% |
Penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
| Type | Rate | APY |
|---|---|---|
| 182 Day Certificate | 0.35% | 0.35% |
| Passbook | 0.60% | 0.60% |
