Rates effective as of 5/28/2019.

APY = Annual Percentage Yield

Fees may reduce earnings.


Kasasa Cash

Kasasa Saver

Passbook Savings

Money Market Account

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Kasasa Cash*

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$502.50%2.50%
$25,000+$500.25%2.50% to 0.70%
All balances if qualifications not met$500.0499%0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Kasasa Saver*

BalanceMinimum Required Opening DepositRateAPY
$0 - $25,000$501.50%1.50%
$25,000+$500.25%1.50% to 0.50%
All balances if qualifications not met$500.0499%0.0499%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Passbook Savings

Minimum Opening DepositBalance Required to Earn InterestRateAPY
$1$10.65%0.65%

Business Savings

Minimum Opening DepositBalance Required to Earn InterestRateAPY
$1$100,000.00+2.25%2.25%
$1$1-$99,999.990.65%0.65%

Money Market Account

Balance Required to Earn InterestMinimum Opening DepositRateAPY
$500,000.00 - $999,999.99$2,500.85%.85%
$100,000.00 - $499,999.99$2,500.35%.35%
$25,000.00 - $99,999.99$2,500.30%.30%
$2,500.00 - $24,999.99$2,500.30%.30%
$0.01 - $2,499.99$2,500.25%.25%

CD Special

TermMinimum Opening DepositRateAPY
7 Month Special$5002.35%2.36%
11 Month Special$5002.40%2.40%
11 Month Special=>$100,0002.65%2.65%

*Specials are limited time only

Certificates of Deposit (CDs)

TermMinimum Opening DepositRateAPY
182 Days$5001.20%1.20%
12 Months$5001.25%1.25%
15 Months$5001.35%1.35%
18 Months$5001.40%1.40%
24 Months$5001.50%1.50%
30 Months$5001.65%1.65%
36 Months$5001.90%1.90%
48 Months$5002.10%2.10%
60 Months$5002.25%2.25%

Penalty for early withdrawal.


Individual Retirement Accounts (IRAs)

TypeTermMinimum Opening DepositRateAPY
IRA 12 MONTH CD *12 month(s)$1001.25%1.25%
IRA 15 MONTH CD *15 month(s)$1001.35%1.35%
IRA 18 MONTH CD *18 month(s)$1001.40%1.40%
IRA 182 DAY CD *182 day(s)$1001.20%1.20%
IRA 24 MONTH CD *24 month(s)$1001.50%1.50%
IRA 30 MONTH CD * 30 month(s)$1001.65%1.65%
IRA 36 MONTH CD * 36 month(s)$1001.90%1.90%
IRA 48 MONTH CD *48 month(s)$1002.10%2.10%
IRA 60 MONTH CD * 60 month(s)$1002.25%2.25%
IRA SAVINGS$11.05%1.05%