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Home Mortgage Loans

Home Mortgage Loans

At Westside State Bank, we believe your time should be spent on perfecting your home, not working through financing. That's why our experienced bankers are well versed in the local real estate market and also meeting our customers' unique needs.

Take advantage of our wide range of financing options, customized terms, and our online center that provides a number of mortgage resources. Plus, all decision-making is handled just around the corner for a streamlined process.


  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residences, second homes, vacation homes, or investment properties
  • Access to helpful mortgage programs, including:
  • Fixed-Rate Mortgages
  • VA Loans
  • FHA Loans
  • And more!
  • Accommodating repayment terms
  • Refinance your current property to potentially lower your rate
  • Free prequalification available for extra confidence
  • Local decision-making and processing through one point of contact
  • Professional, helpful service from a lender you know and trust

Construction Loans

Building your home from the ground up is a whole lot easier when you have local experts right around the corner. Transition from the construction phase to mortgage payments with the help of Westside State Bank.

  • Competitive rates for your home construction project
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed