Real Estate Loans
As a proud business owner in Western Iowa since 1906, we know a thing or two about the importance of planting roots in the local community. So when it comes time for you to finance real estate property for your business or farm, we're here with a customized, budget-friendly solution for our fellow local businesses.
Take advantage of our localized process, plus our expertise in local real estate, agriculture standards, and of course, you.
- Competitive rates for the purchase, refinance, or construction of commercial properties or agricultural plots
- Available for both owner-occupied and investment properties
- Accommodating repayment terms
- Refinance your current property to potentially lower your rate
- Free prequalification available for extra confidence
- Local decision-making and processing through one point of contact
- Lending professionals with a working knowledge of the local real estate market and agricultural standards
- Professional, helpful service from a lender you know and trust
- Construction Loans
At Westside State Bank, we offer accommodating financing for existing commercial and agriculture properties and also the construction of your soon-to-be built projects.
- Competitively low rates for commercial and agriculture construction projects
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent payments
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed