WSB Coronavirus (COVID-19) Update:


Paycheck Protection Program (PPP)

We know these are very challenging times and we want to make sure getting a PPP loan isn't something you have to stress about.  In round one of the Paycheck Protection Program, Westside State Bank helped 265 small businesses gain access to over $6,000,000 of relief, and we’ve been working diligently to ensure that applying for the next round of PPP is easy and secure.

Here’s what you’ll need to be eligible for a PPP loan in the new round:

  • Demonstrate at least a 25% reduction in gross receipts (to be defined by SBA) in any quarter of 2020 relative to the same quarter in 2019
  • For simplicity, businesses can now use annual tax returns for 2019 and 2020 to substantiate the 25% revenue reduction
  • Businesses can also compare any quarter in 2019 with the comparable quarter in 2020 which can be substantiated with quarterly financial statements
  • Employ fewer than 300 employees

We’re here to answer your questions.

Contact us:

Bellevue (402) 916-4954

Carroll (712) 775-2770

Halbur (712) 658-2071

Wall Lake (712) 664-2700

Westside (712) 663-4322

Vail (712) 663-4322


What's happening at WSB: 

The health and well-being of our customers and employees is our top priority.  Effective Wednesday, March 18, 2020, as a precaution against the Coronavirus (COVID-19), we will be closing all six WSB branch lobbies to the public.  We have installed walk-up windows in Halbur and Wall Lake.  Westside, Carroll and Bellevue drive-ups will be open for regular business.  If you need to meet with a staff member for any other reason, an appointment can be made by calling the specific bank location.  We encourage our customers to bank remotely 24/7 via online banking and the Westside State Bank mobile app.

Westside State Bank wishes to reach out to our loan customers affected by the COVID-19 virus.  This unprecedented and rapidly evolving situation makes it difficult to plan.  What we can do, is to assure you that we will use every option available to this bank to help you and your business.  As government assistance plans evolve, we will keep informed and will be a resource for your financial decision making.  We value you as customers and pledge to respond quickly and in a generous fashion.  Please phone your lender with more specific information.

Thank you for your patience during this time.

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Business Resources:

Paycheck Protection Program resumed January 11, 2021 at 9am ET

Second Draw PPP Loans

Coronavirus (COVID-19): Small Business Guidance & Loan Resources