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Kasasa Cash Back
While some accounts take your money, Free Kasasa Cash Back® does the exact opposite. Cash in on 2.50% cash back on everyday debit card purchases*!
On top of a free checking account that pays you, this innovative account also refunds your ATM fees not just around Western Iowa, but nationwide*. Who says spending money can't also be rewarding? Sign up for an account that works hard for one person only — you.
- 2.50% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on purchases up to $300 monthly
- Earn up to $7.50 cash back per month
- Unlimited ATM fee refunds nationwide*
- Link to Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Unlimited check writing
- Free online banking & bill pay with eStatements
- Free mobile banking
- Free MasterCard® debit card
- $50 minimum deposit to open
Earning Rewards Is Easy
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and review eStatement notice
- Be enrolled and log into online banking
It's as simple as that. If you don't qualify, don't worry. Your account is still free. Plus, you can always get back to earning rewards the next cycle.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to an aggregate total of $7.50 per monthly qualification cycle on everyday debit card purchases of $300 or less that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to and including $4.99 per single transaction for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements and 12 debit card purchase transactions must post and settle to your account per monthly qualification cycle are conditions of this account. Limit 1 Kasasa Cash Back account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.