Kasasa Cash Back

Kasasa Cash Back

While some accounts take your money, Free Kasasa Cash Back® does the exact opposite. Cash in on 2.50% cash back on everyday debit card purchases*!

On top of a free checking account that pays you, this innovative account also refunds your ATM fees not just around Western Iowa, but nationwide*. Who says spending money can't also be rewarding? Sign up for an account that works hard for one person only — you.


Earning Rewards Is Easy

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and review eStatement notice
  • Be enrolled and log into online banking

It's as simple as that. If you don't qualify, don't worry. Your account is still free. Plus, you can always get back to earning rewards the next cycle.

Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Westside State Bank as ATM or PIN-based transactions and purchases made with non-Westside State Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive you will receive 2.50% cash back, up to an aggregate amount of $7.50 per monthly qualification cycle, on everyday PIN-based debit card purchases of $300 or less that post and settle to your account during the monthly qualification cycle. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $4.99 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within thirty (30) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Monthly you need 12 debit card purchase transactions must post and settle to your account per monthly qualification cycle, enrollment in online banking and enrollment in electronic statements are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account's qualifications. Limit one Kasasa Cash Back account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Westside State Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.