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SERVICES
ATM Service
We have one ATM located at Westside Food Mart which is open
from 6 AM to 9 PM, and two 24 hour ATM's in Wall Lake and
Halbur. We also offer worldwide service through the Pulse and
Cirrus Networks.
Drive-Up Window
We have a drive-up window across the street from our Westside
location for added convenience. Stop by between the hours of
4:00 PM and 6:30 PM Monday through Friday and check it out.
Competitive Rates
Check out competitive rates on CD's, IRA's, and Savings
accounts. (Interest rates change on a daily basis, call
your Westside State Bank branch for more information).
Safe Deposit Boxes
Safe Deposit boxes are available at all 4 of our branch
offices.
Debit Cards
Debit cards make the funds in your checking account
available to you almost anywhere in the world, without
the hassle of carrying checks.
MasterCard SecureCode
SecureCode is a service that helps protect MasterCard
card accounts against unauthorized Internet transactions
by using identity information established between an
individual cardholder and his or her financial
institution. Westside State Bank, in conjunction with
SHAZAM and Arcot Systems are providing this service to
you to improve the security of payment transactions in
the electronic commerce environment. Once you activate
SecureCode, your card cannot be used at a participating
Internet merchant without authentication by an
authorized user of your account.
You will find SecureCode easy to use. When you enroll in
SecureCode and then use your MasterCard card for an
Internet purchase at a participating merchant, a window
displays requesting your password in much the same way
you enter a PIN during a face-to-face transaction. After
you enter your password, the information is
authenticated and then the transaction is submitted to
your financial institution for for authorization.
Seniors Club
Join our New Horizons club today for customers 55 or
better and have access to both day and extended trips
with other customers of the bank.
Real Estate Loans
Let our bank help you buy a home!
Consumer Loans
Buy a new car or go on a vacation with the help of a
personal consumer loan!
Commercial Loans
Expand your existing business or start up a new
business!
Agriculture Loans
Livestock, real estate, and machinery and equipment
loans!
Rates (subject to change)
Rates current as of 8/10/2010
*Rates may vary after account opening for
depository accounts & IRA Passbook.
|
Depository
Accounts |
|
Items |
Minimum Opening Deposit |
INTEREST RATE |
A.P.Y.* |
| NOW |
$500 |
0.10% |
0.10% |
| Super
NOW ($1- $2,499) |
$2,500 |
0.25% |
0.25% |
| Super
NOW ($2,500 or >) |
$2,500 |
0.25% |
0.25% |
| MMDA
($1-$2,499) |
$2,500 |
0.25% |
0.25% |
| MMDA
($2,500-$24,999) |
$2,500 |
0.25% |
0.25% |
| MMDA
($25,000 to $99,999) |
$25,000 |
0.25%
|
0.25% |
| MMDA
($100,000 to 199,999) |
$100,000 |
0.40% |
0.40% |
| MMDA ($200,000
or >) |
$200,000 |
0.50% |
0.50% |
|
PASSBOOK |
$1 |
0.50% |
0.50% |
|
Certificate of
Deposit
|
|
Items |
Minimum Opening Deposit |
INTEREST RATE |
A.P.Y.* |
| 182
Days** |
$500 |
1.00% |
1.00% |
| 12
months** |
$500 |
1.25% |
1.25% |
| 15
months** |
$500 |
1.25% |
1.25% |
| 18
months** |
$500 |
1.50% |
1.50% |
| 24
months** |
$500 |
1.65% |
1.65% |
| 30
months** |
$500 |
1.90% |
1.90% |
|
IRA's |
| Items |
INTEREST RATE |
A.P.Y.* |
| IRA (182 Day
Certificate) |
1.00% |
1.00% |
| IRA (Passbook) |
1.25% |
1.26% |
*Annual Percentage Yield
**Penalty for early withdrawal
Fees may reduce earnings
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Copyright © Westside State Bank, 2009. All Rights Reserved.
