Services: Rates (subject to change)

Rates current as of 5/7/08

Depository Accounts  

Items Minimum Opening Deposit INTEREST RATE A.P.Y.*
NOW  $500 0.25% 0.25%
Super NOW  $2,500 0.50% 0.50%
MMDA      ($1-$2,499) $1 0.25% 0.25%
MMDA      ($2,500-$24,999) $1 0.50% 0.50%
MMDA ($25,000 to $99,999) $25,000 0.75% 0.75%
MMDA ($100,000 to 199,999) $100,000 1.25% 1.25%
MMDA  ($200,000 and above) $200,000 1.76% 1.77%
PASSBOOK $1 0.75% 0.75%
       

 

Certificate of Deposit
Items Minimum Opening Deposit  A.P.R. A.P.Y.*
182 Days** $500 2.25% 2.27%
12 months**  $500 2.25% 2.25%
15 months**  $500 2.25% 2.25%
18 months** $500 2.50% 2.50%
24 months** $500 2.50% 2.50%
30 months** $500 2.50% 2.50%

 

IRA's
Items A.P.R.  A.P.Y.*
IRA  (182 Day Certificate) 2.25% 2.27%
IRA  (Passbook) 2.75% 2.78%

*Annual Percentage Yield

**Penalty for early withdrawal

Fees may reduce earnings

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