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ACCOUNTS
What account is in my best interest?
When you trust your money to a bank, you want to be sure
it's in an account that's right for you. One that gives
you the most for what you need. That's exactly why
Westside State Bank has so many accounts to choose from.
From Regular Checking to Money Market to a
Super Now
account, you'll find the one account that has your best
interest at heart.
Regular Checking
NOW
Super Now
Passbook Savings
MMDA
Regular Checking
A free checking account that pays no interest on your
balance, but has no minimum balance. Provides easy
access to your money whenever you want it.
Requirements
No minimum balance
Benefits
No monthly service charge on account.
First ATM card free
Ten free ATM withdrawals
Unlimited ATM deposits
No per check fee
Cost
Only cost is for the checks you use
No service charge
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NOW
An account that pays you interest on your balance and
provides easy access to your money.
Requirements
Minimum $500 to open
Must maintain a minimum $500 balance on your account
Benefits
No monthly service charge unless you fall below minimum
balance
First ATM card free
Ten free ATM withdrawals
Unlimited ATM deposits
Receive interest on your deposits, and retain liquidity
No per check item fee
Cost
If balance falls below $500, a statement cycle
Now Minimum Balance Service Charge of $5 will be imposed
Must pay for checks used
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Super Now
An account that pays you interest on your balance and
provides easy access to your money.
Requirements
Minimum balance to open $2500
Must maintain a minimum balance of $2500
Benefits
No monthly service charge unless you fall below minimum
balance
First ATM card free
Ten free ATM withdrawals
Unlimited ATM deposits
Receive interest on your deposits, and retain liquidity
No per check item fee
Cost
If balance falls below $2,500, a statement cycle
Super Now Minimum Balance Service
Charge of $5 will be imposed
Must pay for checks used
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Passbook Savings
An account that pays you interest on your balance and
provides limited access to your money.
Requirements
No minimum balance
You are not allowed to make more than six transfers and
withdrawals any calendar month statement cycle.
Benefits
No monthly service charge
Pays interest on balance
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MMDA
A checking account that pays you interest on your
balance and provides limited access to your money.
Requirements
$2500 minimum balance
You are not allowed to make more than six transfers and
withdrawals any calendar month statement cycle..
Benefits
No monthly service charge unless you
exceed the allowed six
debits or fall below the minimum balance
Pays higher interest on balance
Cost
$5.00 MMDA Withdrawal Fee per transaction over the allotted amount
$10.00 MMDA Minimum Balance Service Charge if balance falls below the minimum amount
(interest will still be paid at the current (NOW account
rate)
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